New Changes in UPI Payment System - Introducing biometric authentication

Starting today, India is introducing biometric authentication for UPI digital payments, allowing users to approve transactions using their **fingerprint or facial recognition instead of entering a PIN. This system uses Aadhaar-based biometric data to verify identity, aiming to make payments faster, more secure, and user-friendly. The feature will initially be available through select banks and payment apps, with a phased rollout nationwide. The move is part of the Reserve Bank of India’s broader plan to enhance digital payment security and convenience by reducing fraud linked to PIN misuse. Biometric UPI will especially benefit senior citizens and less tech-savvy users who struggle with remembering passwords or PINs. This innovation is expected to further strengthen India’s digital ecosystem and encourage greater adoption of **cashless, contactless transactions** across both urban and rural areas, reinforcing India’s position as a global leader in fintech innovation.